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Auto Insurance

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What is Auto Insurance?

Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. Auto insurance may also offers financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

Reliable Pricing

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Best Experience

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Fast Support

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AUTO INSURANCE

Auto Insurance Coverages

Here are basically six different types of coverages. Some may be required by law. Others are optional. They are:

Bodily Injury Liability

For injuries the policyholder causes to someone else.

Medical payments or Personal Injury Protection (PIP)

For treatment of injuries to the driver and passengers of the policyholder’s car.

Property Damage Liability

For damage, the policyholder causes to someone else’s property.

Collision

For damage to the policyholder’s car from a collision.

Comprehensive

For damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.

Uninsured Motorists Coverage

For costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

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